Is Currency Exchange International, Corp. (TSE:CXI) Potentially Undervalued? – Simply Wall St

Currency News

Currency Exchange International, Corp. (TSE:CXI), which is in the consumer finance business, and is based in United States, received a lot of attention from a substantial price movement on the TSX over the last few months, increasing to CA$22.50 at one point, and dropping to the lows of CA$18.80. Some share price movements can give investors a better opportunity to enter into the stock, and potentially buy at a lower price. A question to answer is whether Currency Exchange International’s current trading price of CA$18.80 reflective of the actual value of the small-cap? Or is it currently undervalued, providing us with the opportunity to buy? Let’s take a look at Currency Exchange International’s outlook and value based on the most recent financial data to see if there are any catalysts for a price change.

Check out our latest analysis for Currency Exchange International

What is Currency Exchange International worth?

Currency Exchange International appears to be overvalued according to my relative valuation model. I’ve used the price-to-earnings ratio in this instance because there’s not enough visibility to forecast its cash flows. The stock’s ratio of 28.91x is currently well-above the industry average of 9.25x, meaning that it is trading at a more expensive price relative to its peers. Another thing to keep in mind is that Currency Exchange International’s share price is quite stable relative to the rest of the market, as indicated by its low beta. This means that if you believe the current share price should move towards its intrinsic value over time, a low beta could suggest it is not likely to reach that level anytime soon, and once it’s there, it may be hard to fall back down into an attractive buying range again.

Can we expect growth from Currency Exchange International?

TSX:CXI Past and Future Earnings, September 29th 2019
TSX:CXI Past and Future Earnings, September 29th 2019

Future outlook is an important aspect when you’re looking at buying a stock, especially if you are an investor looking for growth in your portfolio. Buying a great company with a robust outlook at a cheap price is always a good investment, so let’s also take a look at the company’s future expectations. In the upcoming year, Currency Exchange International’s earnings are expected to increase by 46%, indicating a highly optimistic future ahead. This should lead to more robust cash flows, feeding into a higher share value.

What this means for you:

Are you a shareholder? It seems like the market has well and truly priced in CXI’s positive outlook, with shares trading above its fair value. However, this brings up another question – is now the right time to sell? If you believe CXI should trade below its current price, selling high and buying it back up again when its price falls towards its real value can be profitable. But before you make this decision, take a look at whether its fundamentals have changed.

Are you a potential investor? If you’ve been keeping tabs on CXI for some time, now may not be the best time to enter into the stock. The price has surpassed its industry peers, which means it is likely that there is no more upside from mispricing. However, the positive outlook is encouraging for CXI, which means it’s worth diving deeper into other factors in order to take advantage of the next price drop.

Price is just the tip of the iceberg. Dig deeper into what truly matters – the fundamentals – before you make a decision on Currency Exchange International. You can find everything you need to know about Currency Exchange International in the latest infographic research report. If you are no longer interested in Currency Exchange International, you can use our free platform to see my list of over 50 other stocks with a high growth potential.

We aim to bring you long-term focused research analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material.

If you spot an error that warrants correction, please contact the editor at editorial-team@simplywallst.com. This article by Simply Wall St is general in nature. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. Simply Wall St has no position in the stocks mentioned. Thank you for reading.

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